Our Work
Habitat home ownership is a hand up, not a handout
Habitat is not a giveaway program. Partner families pay Habitat through a no-profit, no-interest loan, an investment of “sweat equity,” and participation in education related to budgeting and home maintenance. The payments made by partner families are then reinvested into the program to serve more families in need of safe, decent, affordable housing.
Affordable home ownership isn’t just about four walls and a roof; it’s about dignity, belonging, and creating a stable foundation for generations to thrive. The ripple effect it has on communities—better health outcomes, stronger schools, more engaged citizens—is powerful.
HFHGLMW isn’t just constructing homes—you’re building legacies of equity, resilience, and care. 🛠️🌱 The zero-interest mortgage and income-based payments remove one of the biggest barriers to home ownership, and your emphasis on energy efficiency ensures families have healthy, sustainable spaces to grow in.
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Habitat for Humanity serving Green Lake, Marquette, and Waushara Counties is an innovative leader in diverse housing solutions by empowering families and inspiring community-wide action to break the cycle of poverty. Habitat for Humanity is an equal housing opportunity organization.
2023-2024 Home
&
Partner Family
If you need immediate housing assistance, contact your local housing authority.
The USDA 502 Single Family Housing Loan program is also a great, affordable
option for homeownership.
To Qualify
NEED for affordable housing
A need for affordable housing means you are unable to obtain adequate housing
through conventional means, and your current housing is unaffordable, inaccessible,
overcrowded, or unsafe.
WILLINGNESS to partner with Habitat
Habitat home buyers are expected to contribute 250-500 hours of volunteer labor
to help build their home to gain the skills & knowledge they'll
need to be a successful homeowner.
ABILITY TO PAY an affordable mortgage
You must have a steady source of income to pay your mortgage loan, taxes & insurance.
You should also have a history of paying bills on time with no outstanding liens or judgments.
We understand you may have questions.
Below is an FAQ sheet that might answer some of those questions.
If you have other questions, please feel free to reach out.
